January 2009

How To Choose The Right Health Insurance Policy

This article is an original article from January 5, 2009.  It was written by Nick Perry. If you look around this website, you’ll find pages and pages of information about how wonderful it is to use an independent agent, how having an expert on your side can save you time and money when dealing with […]

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Child leaning against moms pregnant belly for Maternity Insurance

How Maternity Coverage Works

This article is an original article from January 5, 2009.  It was written by Nick Perry. At the risk of sounding like a broken record, health insurance can be complicated. When you buy a new policy, or you’re looking over your current policy, there are a hundred things to remember to look for: what’s my […]

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Top Five Questions For Your Health Insurance Agent

This article is an original article from January 5, 2009.  It was written by Nick Perry. When you’re shopping for a health insurance policy, it’s easy to get overwhelmed by the sheer volume of information. Deductibles, copays, coinsurance, riders, exclusions, caps, and more — the list of things you need to know can be daunting. […]

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older couple sitting on pier for Whole Life Insurance

Life Insurance – Why and How

This article is an original article from January 5, 2009.  It was written by Nick Perry. For some reason, people are often reluctant to talk about life insurance. Maybe they think that discussing it means admitting their own mortality. Maybe they think that talking about it makes the possibility of death into a certainty. Or […]

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Why You Should Use an Independent Agent

This article is an original article from January 5, 2009.  It was written by Nick Perry. You’re interested in health and/or life insurance – that’s what brought you here, right? Most of the time, people don’t read up on how this sort of stuff works just for a little light bedtime reading. Chances are, you’re […]

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Nick Perry

Nick Perry’s Biography

I have never met Nick Perry nor do I know him.  However, he is the creator of this founder of this.  I found that it had been left for “dead”.  As I reviewed the archives of this site, I saw that it had merit.  So, based upon the information at archive.org, I decided to rebuild this […]

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piggy bank in hands for HIgh Deductable Health Plans

High Deductible Health Plans

This article is an original article from January 5, 2009.  It was written by Nick Perry. We all know that health insurance is important, and many of us are only offered High Deductible Health Plans.  Without health insurance, we’re open to an unacceptable level of risk from unforeseeable, unavoidable health problems. But we know too […]

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Health Insurance 101

This article is an original article from January 5, 2009.  It was written by Nick Perry. Health insurance can be a complicated thing to figure out alone. A lot of questions immediately spring to mind when looking at health insurance policies. What’s a premium and how are they paid? What’s a copay? How does my […]

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kids on corner of yard for unaffordable health insurance

The Unaffordable Health Insurance Myth

This article is an original article from January 5, 2009.  It was written by Nick Perry. “All that is available for me is unaffordable health insurance!” or “I can’t afford health insurance!” I can’t tell you how many times I heard that when I used to work in a doctor’s office as an insurance benefits […]

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Man jumping at beach for short term health insurance

Short Term Medical Insurance

This article is an original article from January 5, 2009.  It was written by Nick Perry. When you buy a health insurance policy for yourself or your family, you’re buying protection that will last for the full duration of your policy. Usually, that means that you’re signing a contract that agrees to one year of […]

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