Maternity insurance in the individual market is a little trickier than it is in the world of group insurance. In this article, we’ll take a close look at how it all works in the Georgia insurance market, the different ways maternity insurance can help you when you’re pregnant, and how to make maternity insurance more affordable.

This article is a little more specialized than most – readers looking for Georgia insurance advice will get the most out of what’s inside, but don’t worry; everyone can get something from this one!

How do you know what health insurance policy is the right one for you? You and your independent agent should work together to figure that out, since everyone’s needs are different, but there are a few things you should give some thought to before going in.

In this article, we’ll talk about what those things are, how to ask your agent the right questions, and then narrow the focus a little to crack the Georgia insurance market. Remember, when you have a better idea of what you want, your agent can serve you better – and it puts you in control.

The best thing about having an independent insurance agent on your side is that you have an expert on-call to answer your questions. However, if you don’t know the right questions to ask, you’ll never get the answers you need.

In this article, we’ll run down the five questions that will cut to the heart of any health insurance policy and demystify your coverage. Getting the answers to these questions will not only give you the basic framework of your policy, but will also keep you from falling into the two most common traps that insurance companies like to sneak into their plans.

Life insurance, though not a fun topic of conversation, is one of the most important tools you have for protecting your loved ones in the event of your death. Despite that, millions upon millions of Americans go without life insurance, or without nearly enough life insurance, each and every day.

In this article, we’ll talk about why at Georgia Insurance Options we think life insurance is absolutely critical, get way too deep into my personal feelings about life insurance, and discuss your various life insurance options. Chin up – it’s not as depressing as it sounds!

You can spend hours upon hours researching health insurance policies, but do you know how to go about buying one? There’s a way that you can have a Georgia insurance expert on your side, working for you for the life of your policy, and representing you in all of your dealings with your insurance company, all at no cost beyond your normal premiums.

Or, if you prefer, you can take the route of the two million Americans every year who go bankrupt as a result of out-of-control medical bills and go to a faceless skyscraper or website to buy your insurance. The only difference is the personal attention and dedication to service – the price is the same. Your call.

I know this is a short post, but I just wanted to update everyone on a trend I’m looking at today.
As you know, when you have an independent insurance agent, you have access to all the health insurance companies that agent represents. And, as you know, this is the time of year when a lot of our policies are renewing, which also means a lot of our plans are seeing rate adjustments.
Unfortunately, the majority of the time those rate adjustments go upwards rather than downwards. It looks like this year …

When you call in to an insurance company, or log on to their website, it’s hard to feel like you’re buying a policy through a person who cares about your needs. That’s the best part about having an independent agent working for you: there’s someone there that knows you and can act as your personal advocate, someone who cares about your needs and the policy you’re getting. Take advantage of that and put a story to the agent, and find out why I’m so dedicated to helping you find the policy you need at the price you want.

Sometimes, you don’t need a full health insurance policy. If you’ve just graduated from college, just left a job, or are in any other sort of situation where you find yourself “between policies” for a short period, short term medical insurance may be for you.

The costs associated with a health care emergency can be devastating, and you never know when one might strike. Even worse, the unforeseen onset of a health problem in our current medical system can leave you uninsurable for life, severely limiting your options for future coverage.

Maybe it seems like going without health insurance will save you money by cutting a premium payment out of your monthly budget. But ask anyone who’s been there: what you truly can’t afford is to be without health coverage. In this article, we’ll look at why health insurance is absolutely critical to protecting your assets and your loved ones and how you can find comprehensive Georgia insurance at an affordable price.

You wouldn’t pay an extra $100 a month for car insurance just so it’d cover getting your windshield wipers replaced, yet millions of people pay that so their health insurance policy pays when they get a cold. High deductible health plans are plans that shift the weight of your coverage to where you truly need it, actually lower your liability, and still provide a more affordable form of health insurance.

In this article, we’ll see how HDHPs work in the Georgia insurance market, how they can save you a ton of money, and how they can actually offer you more protection than the type of plans you might be used to. Plus, we’ll look at the one thing HDHPs have that no other plan has – a little-used secret that can save you huge amounts of money.